Harwell Merchant Services

Most merchants overpay 0.4%–0.9% on effective rate. That is pure margin.

How it works

We read your last three statements line by line, separate true interchange from processor markup, and re-price the account on interchange-plus so every future statement is auditable.

You keep your terminals and your gateway where possible. Nothing about the customer experience changes except the number at the bottom of the statement.

What you get

  • Statement audit within two business days
  • Interchange-plus pricing, markup shown in writing
  • No early termination games — month to month

Processing fee savings calculator

Processing fee savings calculator

Enter what you run and what you pay. We show what a re-priced account looks like.

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Estimated annual savings

$9,648

Your $120,000/mo at 3.15% has room to move.

Current monthly fees
$3,780
Re-priced monthly fees
Monthly savings
Target effective rate
Transactions per month
Savings over 3 years

Unlock the full breakdown

We will email this breakdown to you and nothing else.

Bring the number you just calculated to a 20-minute call.

Talk to us